Being a passenger in a car accident can be a frightening and confusing experience. Unlike drivers, passengers don’t have control over the vehicle, yet they can still suffer injuries and damage from the accident. So, what rights do passengers have in a Denver car accident?
It’s important to understand the rights passengers have in these situations and how they can pursue compensation for their injuries.
Colorado law requires that any car accident resulting in injury, death, or property damage must be reported to the police immediately. This ensures that there is an official accident report, which can be critical for any subsequent insurance claims or legal actions.
In Colorado, the state operates under a fault-based system for car accidents. This means that the driver who is at fault for the accident is financially responsible for any injuries or damages caused, even for passengers.
If a passenger’s injuries exceed the at-fault driver’s insurance coverage, the passenger may have other options for seeking compensation, including filing a claim under the driver’s uninsured/underinsured motorist coverage or pursuing a personal injury claim.
Staying at the accident scene helps ensure you are listed in the police report and allows you to provide a statement about what happened. This could be important if there are disputes about liability.
Leaving the scene too early could complicate the process of filing a claim for your own injuries or obtaining compensation. However, in situations where remaining at the scene poses a danger or there’s a need for immediate medical attention, leaving to get help is reasonable.
In a car accident, determining who is responsible for damages and injuries largely depends on who is at fault for the accident. In the case of passengers, responsibility for their injuries typically falls on the driver(s) involved in the crash. This includes:
Passengers should also be aware that if they knew of the driver’s negligence before the accident (e.g., they knew the driver was intoxicated or reckless), their ability to seek full compensation could be reduced under Colorado’s comparative negligence laws.
The statute of limitations is the time limit for filing a legal claim after a car accident. In Colorado, the statute of limitations for personal injury claims stemming from a car accident is three years from the date of the accident.
This means that a passenger injured in a Denver car accident must file a personal injury claim within three years.
Failing to file a claim within the three-year period generally means losing the right to seek compensation. However, there are some exceptions to this rule, such as if the injured party is a minor or if the accident involved a government entity. In these cases, the time limits might differ, so it’s important to seek legal counsel to understand how the statute of limitations applies to your specific situation.
If you’re injured as a passenger in a Denver car accident, it’s crucial to start by documenting everything at the accident scene. This includes taking pictures, gathering contact information from witnesses, and seeking immediate medical attention. You should also request a copy of the police report, as this can be critical when filing your claim.
Once you’ve gathered all relevant documentation, the next step is to file a claim with the at-fault driver’s insurance company. You may also need to notify your own insurance provider, especially if you have personal injury protection (PIP) or uninsured motorist coverage that could cover some of your medical bills.
If the insurance company offers an inadequate settlement or disputes your claim, pursuing a personal injury claim with the help of an attorney may be necessary to secure full compensation.
Liability for a passenger’s injuries depends on who is at fault for the accident. This could be the driver of the car the passenger was in, another driver involved in the accident, or multiple parties. Passengers can pursue claims against the at-fault party’s insurance to recover damages, but if the at-fault party’s insurance can’t cover all damages, a personal injury claim can be filed.
Passengers can claim compensation for medical bills, lost wages, pain and suffering, and other related expenses. If the accident results in long-term disability or ongoing medical treatment, passengers may also be entitled to future medical costs and compensation for diminished quality of life. A passenger injury car accident lawyer can help you get the justice you deserve.
In Colorado, passengers may still be eligible for compensation even if they were not wearing a seatbelt, although their compensation may be reduced. Colorado follows a comparative negligence rule, so if not wearing a seatbelt contributed to the severity of a passenger’s injuries, it could impact the amount of damages the passenger can recover.
Yes, if both drivers share responsibility for the accident, a passenger can file claims against both drivers’ insurance companies. Colorado follows a comparative fault system, so the passenger may seek compensation from all parties who were negligent depending on the percentage of fault assigned to each driver. If insurance is not enough to cover damages, a personal injury claim can be filed.
Passengers have significant rights when it comes to compensation and protection following a car accident in Denver, CO.
If you were a passenger in a motor vehicle accident, Cheney Galluzzi & Howard are ready to support you through this difficult time. Contact us today to schedule a consultation, and let us fight for the justice you deserve while you recover.
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