Every driver in Colorado is required to have auto insurance that meets the state’s minimum requirements for liability coverage. This insurance pays for damages that the policyholder causes in an accident. However, many drivers in the Denver area do not have the required insurance. If an uninsured driver caused your recent accident, you need to consult a Denver uninsured motorist accident lawyer as soon as possible.
When a car accident happens, an injured victim is likely to have many important legal questions concerning their recovery options. In Colorado, proving fault is an essential first step in securing compensation for any motor vehicle accident, and an at-fault driver’s insurance is meant to cover the damages they caused. However, if they do not have insurance, they will be personally liable for those damages.
Cheney Galluzzi & Howard has years of professional experience in helping clients in Denver and the surrounding areas of Colorado with all types of motor vehicle accident claims. While we have proven experience confronting major insurance carriers on behalf of our clients, we have also assisted many car accident victims with their recovery efforts following accidents caused by uninsured motorists.
If you find yourself facing an uninsured motorist accident claim in Denver, it is vital to consult a Denver uninsured motorist accident lawyer as soon as you can. They can assist you with gathering the evidence you will need to establish fault. If you can file a claim through your own insurance policy, they can assist with this as well. You can also rely on them to help you file a personal injury claim if necessary for your recovery.
Drivers in Colorado are encouraged to add uninsured motorist coverage to their auto insurance policies. If you have this type of coverage and another driver who does not have insurance causes an accident, you can claim against your own policy for some initial compensation. This should not cause your insurance premium to increase since you were not at fault, but every policy is unique. It’s important to know the terms and conditions of your specific policy.
Your Denver uninsured motorist accident lawyer can help you file your claim through your insurance carrier, resolving any disputes that they may raise against your claim. If you believe that your insurance company has treated you unfairly in any way, your attorney can know how to address any such issues you encounter. Ultimately, you may need to file a personal injury claim against the driver who caused your accident.
When insurance does not cover your damages after an accident, a personal injury claim may enable you to recover compensation for your damages and ensure accountability for the at-fault driver. Under Colorado’s personal injury statutes, an injured plaintiff can pursue compensation for their economic and noneconomic damages, such as pain and suffering, medical expenses, vehicle repair costs, and lost income.
Cheney Galluzzi & Howard can review the details of your accident and help you recover as fully as possible. If you need to speak with a Denver uninsured motorist accident lawyer, we are ready to assist you, so contact us today to schedule a consultation with our team.
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