FAQ

QUESTIONS ABOUT THE FIRM

Over time, we have realized that many of clients have similar questions. So we decided to answer as many of them as we can below. The questions below all have to deal with our firm and our lawyers. Check them out!

Why should I choose CGH?
People often ask us why they should choose CGH over other law firms? Watch Kevin explain why in this short video.

What kind of cases do you take?
Lawyers can specialize in various different types of law. We are often asked what kind of cases do you take? Watch attorney Tim Galluzzi answer that question.

Why did you become a lawyer? (Kevin Cheney)
Why did Kevin Cheney become a lawyer? Watch this video to seem him answer that question in his own words.

Why did you become a lawyer? (Tim Galluzzi)
Why did you become a lawyer? Great question. Watch Tim’s answer!.

QUESTIONS ABOUT CAR CRASHES 

As attorneys who specialize in car crashes (we don’t like to use the term “accident”) we get lots of questions surrounding car crashes. Here are some of our answers to the questions we get asked the most.

Should I speak to the insurance company following a car accident?

The short answer is usually no. But it can be more complicated than that. Check out Kevin’s answer for more information.

How will my car get fixed following a car crash?

Your car is damaged, now what? Depending on the situation and the type of insurance you have a few different things may happen. Check out Tim’s response for more information.

Should I take Pictures of the Scene Following a Car Accident?

Yes! You should always try to take pictures of the scene following a car crash. Check out Tim’s answer for more information.

Do I Need to Call Police Following a Car Accident?

Usually, yes! Although there are certain times when Colorado law does not require you to involve the police. Watch our short video for more information!

What is bodily injury liability coverage?

At its most basic level, it is the insurance that all states require you carry in order to drive a vehicle. It is the insurance that pays for injuries caused to another person when you are at-fault for car crash. Watch this video for more information!

What is collision coverage?

Collision coverage is one part of what is normally referred to as “full coverage.” Collision coverage pays for damage to your vehicle, but not your injuries, when you are in a crash with another vehicle or object. Collision coverage protects you regardless of who is at-fault. Watch this video for more information!

What is UM or UIM coverage?

UM or UIM coverage is insurance that kicks in when you are injured in a car crash by someone who either doesn’t have insurance or doesn’t have enough insurance to cover your injures. Watch our video for more information!

What is medical payments coverage?

Medical payments coverage, known as “Med-Pay,” covers your medical bills after a car crash regardless of who is at at-fault. It is designed to pay for necessary medical treatment fast. Check out our video for more information.

What is property damage liability coverage?

Property damage liability coverage is insurance that covers damage to other vehicles when you are at fault for a car crash. Watch our short video for more information!

What is comprehensive coverage?

Comprehensive coverage is one half of what is often referred to as “full coverage.” Comprehensive coverage is insurance that covers damage to your vehicle from things like theft or a natural disaster. Essentially, it covers anything but damage from a car crash.

Should I go see a doctor?

The answer is almost always, YES! Not only can going to see a doctor help heal your injuries faster but it prevents the insurance company from arguing that a “gap in care” contributed to your injuries.