What is bodily injury liability coverage?
Bodily injury liability coverage is auto insurance that covers you when you cause bodily injury to someone else. In Colorado, the minimum you may legally carry is a $25,000/$50,000 policy. That means there is $25,000 in coverage per individual with a total of $50,000 per incident, regardless of how many people are involved. If you are injured by another person and that person is at fault for the collision, you make a claim against their bodily injury liability policy.
How much liability coverage should you purchase? That is up to you and depends on many factors including your net worth, home ownership, and other assets. The more you own, the more insurance you need to protect you. As a general rule, more insurance is usually a good thing.
If you have questions about bodily injury liability coverage, call CGH today at 303-209-9395.
If you want more answers to frequently asked questions, click here.