What is collision coverage?
Collision coverage helps pay for repairs or replacement if you are in a crash with another vehicle or if you crash into an object. This coverage is available to you regardless of whether you are at fault or if another person is at fault. If another person is at fault, you can use your this type of coverage to pay for your repairs, and then your insurance company will just get paid back by the other person’s insurance company.
Collision coverage can help protect you in cases where the other person does not have insurance, or where you’re in a single-car crash where you hit an object. In those cases, unless you have either collision or comprehensive coverage, you will have to pay for repairs out of your pocket.
At CGH, we offer free consultations, and we’re happy to talk with you about your insurance coverage at no cost. Call us at 303-209-9395. Life happens. We can help.
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