What is property damage liability coverage?


What is property damage liability coverage?

Property damage liability coverage is insurance coverage that an at-fault driver will use to pay for damage to another person’s car.

If I hit someone, and it costs $500 for the other person to repair her car, then my property damage liability coverage will pay the $500 to pay for the repair.

In Colorado, drivers must carry a $15,000 liability policy for property damage. Sometimes, that’s not enough to cover the full amount of damages, especially if I’ve hit a really expensive car. You can purchase other kinds of insurance coverage to protect you in case someone hits you but does not have enough coverage to pay for your property damage or repair your vehicle. This can include Underinsured Motorist property damage coverage, collision coverage, or comprehensive coverage. At CGH, we offer free consultations, and we’re happy to talk with you about your insurance coverage at no cost. Call us at 303-209-9395. Life happens. We can help.

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